Judy Ann Santos may have been acquainted with the glitz and glamour of showbiz for the past 34 years, but when it comes to educating her children about money, she prefers to keep it plain and simple.
"Doon sila sa mura," she emphasizes.
Aside from being active in showbiz, Juday and husband Ryan Agoncillo also have their restaurant, Angrydobo, as a supplementary source of income.
Although they've already stashed away a good bulk of of their hard-earned showbiz earnings to assure themselves and their kids a comfortable life, they still prefer to be smart about their spending habits.
"They're not materialistic people, e. Basta nagustuhan nila ang isang bagay, regardless kung mura o mahal, doon sila sa mura," Juday explains.
"Kasi aware sila, conscious sila, hindi sila naniniwala na dapat mahal ang gamit mo."
And this trait is something that Yohan, Lucho, and Luna learned from their parents.
"Siguro kasi we don't divulge naman to them the brands that are high-end," Juday admits.
When inside a store, the 41-year-old mom would also encourage her kids to go for the cheaper option.
Every time they would point to an expensive item and say, "Mom, that's nice," she would grab a cheaper item, and say, "May mas maganda diyan. Ito, o."
Juday discusses this and other parenting hacks at the launch of Champion Supra Power Detergent held at the Makati Diamond Residences on August 5, 2019.
JUDY ANN BUDGETS THE FAMILY'S INCOME
In a previous presscon attended by PEP.ph (Philippine Entertainment Portal), Juday opened up on how she and Ryan spend their income wisely.
The celebrity/restaurateur's strategy is to divide their earnings into three categories: family expenses, personal expenses, and savings.
"Expenses sa house, suweldo ng mga angels [househelp]," tuition, insurance, and travels fall into the family expenses category.
For personal leisure, the actress rarely spends on shoes and bags, but is all-out when it comes to anything for the kitchen. She adds, "Nag-go-grocery ako everyday! It's my therapy. Grocery and hardware."
Ryan, on the other hand, splurges on cars.
Juday clarifies, "Hindi isyu kung bumili si Ryan ng kotse basta may entrega."
She believes that money is a necessity for couples (and their families) and it's important for them to practice "entrega," or the habit of setting aside a certain amount from their respective salaries.
It will go to their joint account.
RAISING GENEROUS KIDS
Aside from budgeting the family's expenses properly, Juday and Ryan have been teaching their kids to be generous to the less-fortunate kids they see on the streets.
In the presscon held on August 5, 2019, Juday narrates how she tells her kids that money and food are blessings, but at the same time, can only be considered material things.
However beneficial they may be for those who have them, their value multiplies tenfold when given with a lot of compassion and heart, and shared with the people who need them most.
"As much as possible, kami ni Ry [Ryan], we try to tell them na whatever we have is a blessing. So we also share. We share what God has given us because everything we have now is temporary. The material things are just there so you can buy it anytime and you can give it away.
"I allow them to converse with the children on the streets asking for money. I always tell them if you have extra baon, you give it to them. If you're not comfortable giving them money, then you give them your extra baon ng pagkain."
True enough, Yohan and Lucho, who already go to school, usually has extra when they prepare their lunchboxes.
They "would consciously try to set aside something for whenever they would see a child begging or sino man mapansin nilang may kailangan ng something. I like it na we are raising our children as compassionate as possible," Juday says.
Above all, Juday and Ryan always tell their kids, "The only thing that is permanent is family."