In the household of Bianca Gonzales and husband JC Intal, it is the man of the house who holds the purse strings.
“My husband for sure,” Bianca admitted, “he’s more magaling at it than me.”
In a typical Filipino family, it’s the man who usually surrenders his salary to his wife.
In their case, with JC handling their household finances, does Bianca hand over her personal income to her husband?
The celebrity host quickly responded, “No, no…to each his own.
“We do have a couple of friends na yung wife, lahat ng inu-earn niya, binigay sa asawa, and the husband manages.
“Sabi ko, ‘Hindi ko kaya yun, I want my own money.’ So, to each his own talaga.
“But we are very transparent about what we both earn, and walang gulatan na saan galing yung pera…we know of each other’s finances.”
Bianca shared they have yet to work out a “budget system” to better manage their household finances.
She said, “We’re still figuring it out yung atake namin pagdating sa budget and pagdating sa hatian…
“We’ve only been married for three years, so hindi pa namin nahahanap yung talagang system namin.
“Parang bara-bara system nga kami. Parang kung sino lang, siya na gagawa.
“But I know there’s a better way.”
INVESTING FOR LUCIA. According to Bianca, their main concern is to secure a stable future for their daughter Lucia.
She and JC are in a good place to set aside a portion of their earnings for investment.
“We’re thinking about investing and saving now pa lang while my husband and I are aggressive with our careers,” the newest Manulife brand ambassador told a group of reporters at the launch of the company’s latest offering, a mobile app called GradMaker.
“Kasi, siyempre, we won’t be working this aggressively 20 years from now, di ba?
“Hindi naman kami kayod kalabaw na mas matanda na…siyempre, you have to slow down kahit papaano.
“So, while we are at the prime or while we can work as much as we can work now, it’s best to save up muna.”
For this purpose, the couple have decided to have joint accounts for some of their investments.
Bianca said, “Siyempre, before we got married may sarili kaming account sa bangko; siya, may sarili siya."
We made most of them joint because, apparently, in the event na one of us—knock on wood—passes away, he can’t get if hindi joint.”
She meant he can't withdraw from her account.
“Parang it’ll be taxed heavily, parang ganun,” Bianca said before adding, "so we had to make our accounts joint."