Kristel Fulgar has a steady way of handling her earnings.
Talking to PEP.ph (Philippine Entertainment Portal) on February 28, 2024, the 29-year-old content creator reveals her approach to investments centers around acquiring real-estate properties.
"Mahilig akong mag-invest sa properties. Yun yung hindi mo namamalayan, pero nag-i-increase yung value niya, imbes na nasa bangko lang. So, yun yung ano ko ngayon."
Kristel adds: "Yun din kasi yung parang sinabi ng mama ko na kahit hindi mo bantayan."
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KRISTEL'S COST-EFFECTIVE MENTALITY
When it comes to her spending habits, Kristel proudly identifies herself as a saver.
Although lately, she sees a window of opportunity to see luxury items as more than just a product of guilty pleasure.
She says, "Ma-save ako. Ngayon na lang ako parang, nito na lang parang sabi ko, nito na lang ako natutong bumili ng mga designer stuff.
"Pero dati talaga, hindi mo ako mapapabili niyan."
Nowadays, she treats her designer items as investment: "Siguro ngayon kasi nakikita ko siya as parang, pag bumili ako, alam ko yung pangmatagalan.
"Hindi yung parang bibilhin ko tapos ibibenta ko din, hindi. Talagang kailangan niyang eventually ma-worn out bago ko siya i-let go."
Apparently, Kristel's practical approach extends to other aspects of her life, much more in her job as a travel vlogger.
"Tapos kapag naman nag-travel ako, hindi rin ako magastos," she asserts.
"Kaya kong airbnb lang ako, tapos hindi yung bonggang airbnb. Yung sakto lang kasi tutulugan ko lang naman yun."
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BACK-UP PLAN
Kristel is keen on handling her money because of her upbringing.
"Masasabi ko sa sarili ko, bata pa lang ako tinuruan na ako ng mama ko maging very practical.
"Alam ko, hindi forever yung showbiz."
Describing a possible scenario, the Goin' Bulilit alumna says, "Talagang one day magigising ka na lang, wala na. Wala ka ng followers or wala na. Wala na yung career.
"So talagang pinilit ko tapusin yung pag-aaral ko para may back-up lang ako sa buhay.
"Tapos savings din."
Aligned with her back-up plan is her habit to map out her life ahead of time.
"Gusto ko nakaplano lahat ng mga bagay. Gusto ko ganito akong age magpapaligaw, ganito akong age ikakasal. Dapat ganito kong age. financially stable na ako.
"Baka nasa 16 pa lang ako, ganito na ako mag-isip. And somehow, nakikita ko natutupad yung mga goals ko and mga plans ko.
"So, yun yung sa akin nagpapa-happy."
She concludes, "Pero ako kasi naniniwala ako na pag kontento ka, happy ka. Parang nasa contentment ang happiness. So ngayon, masasabi ko kontento ako."
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